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RealCash is one of the leading national provider of smart payment solutions for the independent businesses which is starting domestic money transfer service under its flagship RealCash DMT portal. RealCash is aiming to develop a unique platform to achieve the remittance need of the under-banked and unbanked population in India and even the migrants. This portal will bring all the services in one place to allow the merchants to offer better experience to their customers. This paper money to Bank A/c remittance service is already offered across India. RealCash utilizes the local financers or money loaders for the transactions who are available even in non-banking hours. The money received by the money loaders is transferred to the merchants using National Electronic Fund Transfer (NEFT) or Immediate Payment service (IMPS) technology.

Domestic Money Transfer

RealCash is offering a Domestic Money Transfer Service to the customers through which the merchants can transfer money instantly across India at lowest charges for his customers and earn commissions. It will bring the customers convenience of transferring money from their nearest RealCash DMT point to any bank account across India. RealCash enables domestic money transfer facility through a very safe channel to all the banks across India. The money transfer service enables the merchants to get walk-in customers in the stores even without a bank account to transfer their money to any bank account, anywhere in India at a convenient time even beyond banking hours. This service will also help the customers with no more waiting in lines or filling out money transfer forms manually.

 RealCash supports two modes of fund transfer:

  1. IMPS: Beneficiary will receive the credit instantly
  1. NEFT: Beneficiary will receive the credit within few hours

Under this one platform, RealCash also offers a plethora of services for its merchants in terms of mobile recharges (facilitates mobile and data card recharges), DTH recharges(facilitates DTH recharges of all major operators), Utility bill payments like electricity, gas bill payments (this service allows the merchants to pay the bill on the behalf of the customers), postpaid connection bill payments, life insurance and air ticket booking and bus ticket booking are the upcoming services which the portal will soon introduce. The merchants can now get all of this with great convenience on a single platform.